A title examination, often referred to as a title search, is a crucial process in real estate transactions that documents the legitimacy and ownership history of a property. Through meticulous investigation and analysis of public records, legal documents, and historical data, title examination verifies whether the property’s title is clear and free from encumbrances, disputes, or any unforeseen issues. This process not only provides confidence to both buyers and the title insurance provider about the property’s ownership rights, but it also safeguards against potential legal complications that could arise in the future, making a title examination an essential safeguard in any property transaction.
When TitleQuest receives your contract, our processors analyze the contract and quickly submit any requests for addendums if the contract is incomplete, inconsistent, or missing information. After they have a completed contract, our title examiners begin a title search.
What is a title search or title examination looking for?
Our experienced title examiners search all available land records in the jurisdiction the property you are about to purchase, sell or refinance is located in. They do the detective work to determine ownership, disclose property restrictions/easements and uncover unpaid liens, judgments, and real estate taxes associated with your property. Our underwriters and processors then proactively work to properly address any title issues found that could adversely affect you. Our goal is to ensure closing is not delayed and title is clear when the property is conveyed to you by a seller.
Our affiliate, TitleCom, provides title search and recordation services for residential and commercial properties located throughout the Commonwealth of Virginia. Where available, TitleCom, can also provide e-recording services and has direct online access to land records in all jurisdictions. As a member of the Virginia Land Title Association, TitleCom has experienced Virginia Certified Title Examiners on staff and is highly regarded by attorneys, title agencies, and national title underwriters as one of the best independent title examination/search companies in Virginia.