At TitileQuest, whether you are buying, selling, or refinancing; We realize your transaction is important, and work to make closing a smooth process.
Our skilled team will facilitate the entire process of your residential or commercial transaction from the title search to the preparation and administration of your closing (settlement). A TitleQuest team member will contact agents and their clients, a short time after receiving a contract. They will gather pertinent information, answer preliminary questions, and discuss expectations leading up to the settlement.
TitleQuest will hold Earnest Money Deposits (EMD) when requested. EMD funds may be provided to TitleQuest through the Bankshot Mobile App, available on your Apple or Android mobile device EMD funds may be provided by check.
Once the title search has been completed, a title commitment will be issued, and Consumer disclosure which accounts for all-transactions funds will be prepared and approved by the buyer’s/borrower’s lender, A deed that will transfer the legal title to the property will be prepared by an outside licensed attorney, as required by state law, in preparation for closing. We will then contact all parties to the transaction to schedule settlement.
On closing day, the lender will provide the buyer’s/ borrower’s loan packape containing many loan and tile related documents to be signed. There may be multiple parties in the closing room, depending on your transaction and the parties involved. Our closer have the experience and knowledge to answer questions and solve problems during closing, should they arise.
We recommend that you take your time and understand what you are signing, given the gravity of the transaction, and the amount of money involved.
After closing, the documents are reviewed one final time by our post-closing department before they are electronically, recorded and land in the records for the city or county in which the property is located. Buyers will then receive keys to their new home TitleQuest (if facilitating the buyer’s/ borrower’s closing) will disburse all real estate commissions, taxes, mortgage payoffs, seller proceeds, and other fees as shown on the transaction’s Consumer Disclosure.