Buying Calculator

Purchasing a home can cost a lot of money. You have the earnest money deposit, down payment, underwriting/application fees, title insurance, survey/inspection/appraisal fees, and other closing costs. With so much going on in such a short amount of time, it can become overwhelming and easy to lose track of what you have to pay. Many times, homebuyers forget to calculate their closing fee, title insurance and recording costs and end up in a tight financial position. Don’t let that happen to you!

TitleQuest has created a handy calculator that makes estimating these closing costs easy and hassle free. Simply select the property type you are buying, title insurance policy selection, the property location, the property’s assessment, purchase price, and loan amount, and voila—the final closing costs will be calculated! Now, you can easily budget and plan ahead!


Before you are able to use the “I’m Buying” calculator you will need a few things ready and available. It is fine to have estimates if you are planning far ahead, but having a final price for the information will allow you to have a more accurate final closing costs estimate.

If you are purchasing an already existing home or property you will need:

  • the city the property is located in
  • the assessed value of the property*
  • the purchase price
  • the loan amount

*The assessed value is the amount that your property is estimated to be worth by the city or county in which your property is located. Not sure what your assessed value is? Check your jurisdiction’s assessor website for the most up to date assessed value.

The purchase price is the price you are going to be paying for the property (it can be above, below, or the actual assessed value, based on a variety of factors). Finally, the loan amount is the total amount of money you will be borrowing to purchase the property.